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500 Mile Lithium-Air Car Battery in the Works

Lithium Air Battery Activity Flow ChartWhat is a Lithium-Air Battery? What does it have to do with cars? NYTimes.com reports that IBM’s R&D department is determined to find out if lithium-air battery can become a commercial reality and give us 500 miles on a single charge for a car.

While theoretically impressive with the energy possibilities, Li-Air batteries for vehicles could be the wave of the future, since one of the elements used in the process is Oxygen, which is of course readily available in the air we breathe. Winfried Wilcke was asked about the research IBM is doing and had this to say as a final thought on the project:

In three years, Wilcke said, he should have enough information to either advance the technology with IBM’s commercial partners, or to say, “Nah, doesn’t work, shut it down. I’m perfectly willing to do the latter if it turns out to be the right thing to do.”

Read the entire article at NYTimes.com here.

Need to insure your electric or gas vehicle? Shop Car Insurance Quotes.

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Futuristic Auto Tech Keeps Drunks from Getting Behind Wheel

Smartplanet.com reports that a new technology besides the breathalyzer test could keep drunks from driving and potentially causing accidents or even fatalities.

Through the use of strategically placed sensors in places like the steering wheel and door locks, the North America Driver Alcohol Detection Systems for Safety, created by QinetiQ, a research facility in Waltham, Massachusetts, would analyze a driver’s skin or breath to determine a driver’s level of intoxication.

Keeping insurance rates down would be an amazing result of this kind of technology!

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Obama’s Electric Car Goal Gets a Flat?

Pres. Obama wants Electric Cars

CNN.com reports that the lofty goal of President Obama to have 1 million electric cars on America’s highways by 2015 may fall short. Though many manufacturers are full speed ahead with the electric car race, the one thing that may keep this change from happening is you and me. The consumer!

If the electric car demand is not there from the consumer, then the goal may not be achieved. However, as time and prices of electric car components and materials drop, so will the higher ticket prices of these vehicles, which may in turn increase the demand.

Do you need to insure your electric car? Start with ShopCarInsuranceQuotes.com today.

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3 Tips Shopping for Car Insurance

3 Tips Shopping for Car Insurance

3 Tips Shopping for Car Insurance

If you are like most people, the thought of shopping for car insurance doesn’t sound like much fun at all. In addition to being time consuming and boring, shopping for car insurance can be a bit stressful and overwhelming. Nonetheless, shopping for car insurance is a necessary evil and, if you follow these three tips, you could save yourself a significant amount of money each year.

Tip #1: Compare Apples to Apples

When shopping for car insurance coverage, it is easy to get won over by the company that provides the lowest quote, but it is important to remember that you get what you paid for. Unless you are looking for the bare minimum coverage required by the state, going with the lowest quote is not always in your best interest. Remember to compare policies that offer the same amount of coverage with the same deductible when comparing quotes.

Tip #2: Know What You Want

Before you start shopping around, it is a good idea to know what you are looking for. Do you need full coverage of liability coverage? How much can you afford to pay toward a deductible? Do you need extra coverage for expensive additions to your vehicle? Ask yourself these questions beforehand so you can be clear on the type and amount of coverage you need.

Tip #3: Use Online Resources

While you can still use the old fashion method of calling several insurance companies to obtain quotes, using the Internet helps to streamline the process by making it easier to contact multiple companies all at once. Furthermore, you can often find more insurance companies when you turn to online resources, which means you have a greater chance of getting an affordable quote. All you have to do is enter your information just one time and insurance companies will come to you with quotes for the type and amount of coverage you need.

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How Much Auto Insurance Coverage Do You Need?

How Much Auto Insurance Coverage Do You Need?

How Much Auto Insurance Coverage Do You Need?

If you had to take out a loan when purchasing a new vehicle, you likely had no choice but to purchase full coverage insurance. After all, the lending institution wants to make certain the loan will get paid off in full if your car were to become damaged or stolen. Once you have paid off your loan, however, you have the choice to maintain full coverage or to reduce the amount of coverage you have. Clearly, by reducing your coverage, you can save yourself quite a bit of money when it comes to your insurance premiums. Therefore, you need to take several things into consideration when determining the amount of coverage you need.

The Value of Your Car

The most important thing to consider when determining how much insurance coverage you need is the value of your car. You can easily check the current value of your car by consulting with Kelley Blue Book, a copy of which you can find at your local library. Or, go online to www.kbb.com to do an instant search. Clearly, the higher the value of your car, the more you should consider maintaining a full coverage policy.

Your Financial Situation

After determining the value of your car, you need to consider your current financial situation. If the car is valued at $5,000 and you would have no problem absorbing that expense if your car were to be totaled, paying for full coverage insurance may not make sense for you. If $5,000 would be financially devastating to you, on the other hand, having full coverage insurance in place will provide you with comfort in knowing that you won’t have to go without a car if you are involved in an accident.

Accident Risk

While no one can predict whether or not an accident is in their future, you should be able to gauge your overall risk. If you have a long work commute or if you do a lot of driving in accident prone areas, your risk is much higher than someone who is retired or who only drives a few minutes to work. If you are of a greater risk and your car is of great enough value to make full coverage insurance worthwhile, you should put some serious thought into maintaining a full coverage policy.

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Do I Have to Repair My Vehicle Following an Accident Insurance Claim?

If you have full coverage auto insurance and have been involved in an accident, you might be wondering if you have to repair the damage or if you can just keep the money and live with the damage if the car is still in drivable condition. After all, you might have other bills or needs that you would prefer to put those funds toward.

If you have paid off your vehicle and there are no liens against it, there is a possibility that the insurance company will provide you with a check to do with as you please. In most cases, however, you will never actually see the money. Rather, the following procedure is likely to be followed:

  • The insurance company provides you with a copy its damage estimate
  • You make an appointment with the repair shop of your choice (the insurance company will be able to refer you to a body shop if you are not sure where to go)
  • You provide a copy of the estimate to the repair shop
  • The repair shop orders the parts and schedules your repairs
  • The repair shop contacts the insurance company directly if additional damage and repair needs are discovered

By dealing directly with the repair shop, the insurance company ensures your vehicle is fully repaired without costing you anything beyond the original estimate if additional damage if found. Furthermore, if you have a lien on your vehicle, the insurance company is also responsible for protecting the interest of the lien holder. By working with the repair shop rather than issuing a check to you, the insurance company can guarantee the vehicle is returned to its original status. In this way, the lien holder can take comfort in knowing that the vehicle will retain the value that is expected.

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Chevy Volt Wins Green Car of 2011

Chevy VoltYou’ve heard the hype, and seen the ads, the question remains: Does the Chevy Volt live up to the test?

Greencar.com thinks so. In fact, they awarded the Chevy Volt the prestigious Green Car of 2011 Award. The difference between the Volt and other electrics or hybrids is the Volt uses electricity for the first 25 to 50 miles, then uses an onboard gas engine to keep the electricity pumping to get you 300 miles per “tank” of gas.

ShopCarInsuranceQuotes.com can help you find rates for your Chevy Volt, just select your state and get started.

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TheAutoInsurance.com Explains Full Coverage Benefits

Think you’re saving money by NOT buying full coverage insurance? Think again. theautoinsurance.com explains the pros and cons to saving on full coverage here: Read Article

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Pay as you go insurance – “Verified-Mileage Plan”

California residents may soon see a pay as you go insurance plan to choose from as more drivers are opting to drive less.

The new programs will “allow insurers to offer plans based on more accurate mileage so that people who choose to drive less will pay less for auto insurance.”

Read more here: http://www.sacbee.com/2010/12/03/3229528/pay-as-you-drive-insurance-plans.html

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Car Insurance Tips & Gap Insurance

Car Insurance Questions

New car? New insurance policy? New questions? We’ve got you covered. From Addpr.com comes a helpful, informative article discussing the importance of car insurance coverage, as well as the all important Gap Insurance for those who may have a vehicle with a high resale value or have financed the entire vehicle with a loan, minus a down payment.

Imagine you just paid for a brand new car, and financed the entire amount. Your resale value may decrease faster than your paid off loan amount. If you were in this scenario and were in a car accident, chances are your insurance company may value your vehicle at less than what you owe, or the current resale value. That’s where Gap Insurance comes in! Read more at http://www.addpr.com/articles/automotive/48389.html